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Frequency: Semi-annual Circulation: 1000 copies Print ISSN: 1857-6974 Electronic ISSN: 1857-6982 UTMS JOURNAL OF ECONOMICS Volume 3 Number 1 pp. 1–104 June 2012 CONTENTS Research Papers FACTORS AFFECTING ATM USAGE IN INDIA: AN EMPIRICAL ANALYSIS Mohammed, Shariq SPICE ROUTE: LOGISTIC JOURNEY OF SPICES IN RETAIL SUPPLY CHAIN PERSPECTIVE Rajkumar, Paulrajan TOURISM AS A BASIS FOR DEVELOPMENT OF THE ECONOMY OF SERBIA Tomic, Radovan, Tamara Gajic, and Denis Bugar TAX POLICY OF SERBIA IN THE FUNCTION OF DEVELOPING THE ECONOMIC SYSTEM Anicic, Jugoslav, Marko Laketa, Branka Radovic, Dragan Radovic, and Luka Laketa FORECASTING INTERNATIONAL TOURISM DEMAND: THE EVIDENCE OF MACEDONIA Petrevska, Biljana A GROWING DILEMMA OF TOURISM DIFFUSION AND SUSTAINABILITY: WOWS AND WOES FOR BANGLADESH ECO-TOURISM! Shoeb-Ur-Rahman, Muhammad, and Rokeya Binte Shahid ROLE, INTERESTS AND CRITICS OF CREDIT RATING AGENCIES Baresa, Suzana, Sinisa Bogdan, and Sasa Ivanovic THE INTERNATIONAL MONETARY FOND AS A CREATOR OF THE GLOBAL FINANCIAL SYSTEM Kitanovic Spaseska, Violeta, and Saso Kozuharov REQUIRED SKILLS AND LEADERSHIP CHARACTERISTICS OF A MODERN MANAGER IN TOURISM AND HOSPITALITY Petkovski, Konstantin MOVIE INDUCED TOURISM: A NEW TOURISM PHENOMENON Gjorgievski, Mijalce, and Sinolicka Melles Trpkova 1 9 21 33 45 57 71 83 91 97 I
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